Neither you nor LTD may become a class agent or personal attorney general, nor take part as an associate of a course of claimants, with regards to any Claim.

Neither you nor LTD may become a class agent or personal attorney general, nor take part as an associate of a course of claimants, with regards to any Claim. The LTD will pay as much of the administrative costs and arbitrator’s fees required for the arbitration as the arbitrator deems necessary to prevent the cost […]